Tech CU $150 Bonus, Soft Pull & 1K CC Funding (CA Only)

Update: Bonus is now available for CA residents only.

I posted about the Technology Credit Union $150 bonus in November, but back then I wasn’t sure if this would be a good deal or not, since there weren’t any data points available.

Tech CU

Well there are a few now after a few brave souls went for it. As DoC reports, this is a soft pull. To make things even better, new accounts can be funded with a credit card, up to $1,000.The original offer expired in 12/31/2015 but it has now been extended until 7/31/2016. This is a nice bonus that gets a little better with the credit card funding and there’s no monthly fee with a minimum balance of $0.01. I’d recommend going for it. I will!

Offer Details

  • Apply here
  • Account Type: Basic Checking
  • Promo Code: MOVEON
  • Availability: CA
  • Expiration Date: 8/17/2017
  • Inquiry Type: Soft pull
  • Credit Card Funding: Yes, up to $1,000
  • Direct Deposit Requirement: $500 within 90 days
  • Additional Requirements: One bill payment within 90 days
  • Monthly Fee: No (Minimum balance of $0.01)
  • Closing Account Fee: Unknown

15 responses to “Tech CU $150 Bonus, Soft Pull & 1K CC Funding (CA Only)”

  1. billharper1 Avatar
    billharper1

    IMPORTANT — may be New Info, in bank’s requirements, per their site:

    in fine print (current offer: https://www.techcu.com/moveon/ )

    1) $100 credit for establishing, within 90 days of opening Tech CU checking, a * recurring * Direct Deposit to Tech CU checking of at least $500 in 1 transaction per month.
    2) $50 credit for performing a Tech CU online bill payment within 90 days of opening Tech CU checking account. Maximum total credit $150.
    3) Credits are posted to Tech CU savings account as of the end of the month in which the verified qualifying transaction occurs, but will NOT count toward the balance — AVAILABLE FOR WITHDRAWAL — * until 6 months AFTER account opening.
    4) If account is closed within 6 months of opening, credit posted [i.e. $150] under this offer and any dividends accrued thereon will be * forfeited *.

    thus: since have to wait 6 mo’s til can retrieve out our $150 Bonus Credit:

    a) pay $8 to join Financial Fitness Assn
    b) deposit $1.01 into Ck’g acct, $25 into Savings acct
    c) do 1 ‘online bill payment’ asap (get it over with)
    d) wait til Month 3 to setup “$500 recurring Direct Deposit” [ACH, etc]
    > just make sure your 1st $500 DD/ACH, hits within 1st 90 days
    > I presume, a ‘Recurring DD/ACH’, not a ‘1 Time’, must be setup
    > must maintain ‘Recurring’ until Day 181; $150 Bonus tied up til then
    e) just after ea $500 is available, withdrawal / spend it
    f) Day 181 post ‘Opening Date’ — withdrawal / spend $150 Bonus Credit
    g) after above, finally rec’g your $150 Bonus Credit, Close acct

    miss any other relevant / important details, to follow? appreciate update(s)

    Reply
  2. WB Avatar
    WB

    August 17, 2017 — new EXPIRATION Date (also confirmed, on ph w/ Rep there)

    source: https://www.techcu.com/moveon/

    Reply
    1. dannydealguru Avatar
      dannydealguru

      Thanks WB.

      I have it here https://dannydealguru.com/2016/07/25/technology-credit-union-150-checking-bonus/

      Should have upgraded this post instead

      Reply
  3. Tazz Avatar
    Tazz

    Danny, there’s some changes to the latest offer. I opened one in July and the most it accepted for initial deposit via credit card is $100 for checking and $25 for savings, total of $125. Still no minimum balance required and no monthly fees. I have already fulfilled the DD and B/P requirement, just waiting on my bonus to post.

    Reply
  4. ben Avatar
    ben

    does anyone know if a direct deposit from Chase is counted? Thanks

    Reply
    1. dannydealguru Avatar
      dannydealguru

      I haven’t seen any DPs for Chase, so not sure

      Reply
  5. dannydealguru Avatar
    dannydealguru

    Just an update. CO360 works as well

    Reply
  6. Jake Avatar
    Jake

    Bonus posted yesterday. $100 and $50.
    used ACH from Alliant

    Reply
    1. dannydealguru Avatar
      dannydealguru

      Thanks for the heads up Jake. Just checked and mine posted yesterday as well. I used Cap One 360.

      Reply
  7. Jake Avatar
    Jake

    it comes with a savings account that requires a minimum $25 opening deposit.

    any idea if that account has any fees?

    Reply
    1. dannydealguru Avatar
      dannydealguru

      Good question. I’ll look into it and I’ll update.

      Reply
    2. dannydealguru Avatar
      dannydealguru

      Rep said no fees for Savings account. In the documents says

      $25.00 minimum balance to open and
      maintain account and earn dividends

      Reply
  8. Jonathan Feldman Avatar
    Jonathan Feldman

    Danny what is the easiest way to make the $500 direct deposit requirement? You referred to Capital One 360 and Alliant – can you explain how to set up account with both institutions and whether one of them in particular is preferable (more convenient) to make a direct deposit? Do you just have to make 1 direct deposit of $500 or must there be recurring $500 deposits?

    Reply
    1. dannydealguru Avatar
      dannydealguru

      For this one I don’t mention Cap One 360 and Alliant. Discover and Ally Bank have been reported to work

      http://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Tech_CU

      You need to do one transfer of $500+ and one bill pay within 90 days

      Reply
  9. Technology Credit Union, $150 Checking Bonus | Danny the Deal Guru

    […] UPDATE: It’s a soft pull and you can fund with a credit card up to $1,000. […]

    Reply

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