Citi is offering a bonus of up to $1,000 when you open a new checking account. These offers are sent by mail, so you need to receive a unique code in order to be eligible.

Citi Checking Offers

• Citi Gold Account
  • Earn $1,000 when you make a minimum deposit of $200,000 within 30 days, and maintain that minimum balance for 60 days.
• Citi Priority Checking
  • Earn $600 when you make a minimum deposit of $50,000 within 30 days, and maintain that minimum balance for 60 days.
• Citibank Account
  • Earn $500 when you make a minimum deposit of $15,000 within 30 days, and maintain that minimum balance for 60 days.
• Basic Checking
  • Earn $200 when you make a minimum deposit of $5,000 within 30 days, and maintain that minimum balance for 60 days.

Must open account with unique promo code between January 21, 2019 and March 31, 2019.

Eligibility

Offer is only available to those who are targeted.

Must not currently have or have had an account a Citibank consumer checking account within last 180 calendar days.

Fees

• Citi Gold – To remain a Citigold client, maintain a minimum combined average monthly balance of $200,000 in eligible linked deposit, retirement and investment accounts. There is no monthly service fee for accounts in The Citigold Account Package.
• Citi Priority Checking – $30 monthly fee waived with a combined average monthly balance of $50,000+ in eligible linked deposit, retirement and investment accounts.
• Citibank Account – $25 monthly fee waived with a combined average monthly balance of $10,000+ in eligible linked deposit, retirement and investment accounts.
• Basic Checking – $12 monthly fee waived with one qualifying direct deposit and one qualifying bill payment per statement period OR maintain a $1,500+ combined average monthly balance in eligible linked accounts.

Guru’s Wrap-Up

This is the best cash bonus option we have seen from Citi. The best APY for your money is the Citibanck account which gets you a $500 bonus for depositing $15K for two months. You might need to keep the money in the account for about 4 months until you get the bonus, which still adds up to about 10% interest.