Amex Cards No Longer an Option for Serve Backup Funding

If you have a Amex Serve card, then there’s some upcoming changes that you might need to know about. Starting in April, American Express Credit Cards will no longer be accepted as a Payment Funding Source for Backup Funding on your American Express Serve Account.

Amex Cards No Longer an Option for Serve Backup Funding

Here’s the text of the email that was sent out:

After March 31, 2019, we’ll no longer accept American Express® Credit Cards as a Payment Funding Source for Backup Funding on your American Express Serve® Account, and only linked debit cards will be accepted as a Payment Funding Source for Backup Funding. Please know that after March 31, 2019, you can continue to add funds to your Account using the American Express Card linked to your Serve Account.

Action may be required

To have access to Backup Funding, you must elect to have a linked debit card as a Payment Funding Source for Backup Funding.

  • If you already elected to have a linked debit card as a Payment Funding Source for Backup Funding, there is no action needed and that card will remain a Payment Funding Source for Backup Funding.
  • You can elect a linked debit card as a Payment Source for Backup Funding by logging into your Account on Serve.com and selecting “Link Bank & Cards” under “Settings”. To use a new debit card, enter your card information to link it to your Account and then elect to have the linked card as a Payment Funding Source for Backup Funding.

Guru’s Wrap-up

Using Amex cards to load Serve cards was still useful for those who aren’t banned. Cards issued directly from Amex no longer earned points and the Serve spend didn’t count towards spending requirements. But other Amex cards such as Wells Fargo Propel and Fidelity still work. The email only mentions Backup Funding as the option that’s going away, but regular funding will continue to work.

5 responses to “Amex Cards No Longer an Option for Serve Backup Funding”

  1. […] Amex Cards No Longer an Option for Serve Backup Funding by Danny Deal Guru. You could still earn points on third party issued American Express cards, although I suspect most readers are banned. […]

  2. no more loading the card either? or just backup funding?

    1. Yes, it will continue to work.

      1. How is it not mentioned?

        “Please know that after March 31, 2019, you can continue to add funds to your Account using the American Express Card linked to your Serve Account.”

        1. Saw that after, forgot to update 😫

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